{"id":262,"date":"2024-08-29T16:31:57","date_gmt":"2024-08-29T16:31:57","guid":{"rendered":"https:\/\/www.terryrakowsky.com\/blog\/?p=262"},"modified":"2026-03-24T11:53:22","modified_gmt":"2026-03-24T11:53:22","slug":"will-my-dental-insurance-plan-cover-the-cost-of-emergency-dentistry","status":"publish","type":"post","link":"https:\/\/www.seanbrowndds.com\/blog\/2024\/08\/29\/will-my-dental-insurance-plan-cover-the-cost-of-emergency-dentistry\/","title":{"rendered":"Will My Dental Insurance Plan Cover the Cost of Emergency Dentistry?"},"content":{"rendered":"\n

Sometimes, life will throw a curveball your way \u2013 and when it comes in the form of a dental emergency, it\u2019s quite easy to feel defeated and frustrated. Not only is your smile now injured, but you must also seek emergency dental care<\/a> to get things back on track! However, you might also be wondering if you can utilize your dental insurance plan when faced with this type of injury. Here\u2019s what you need to know about dental insurance and its role when it comes to emergency dentistry.<\/p>\n\n\n\n\n\n\n\n

What Dental Insurance Covers<\/h2>\n\n\n\n

In general, most dental insurance plans provide greater coverage for preventive care \u2013 after all, dentists and insurance companies alike understand that it\u2019s much more cost-effective to prevent problems from occurring rather than treating them after the fact.<\/p>\n\n\n\n

That said, no one can anticipate a dental emergency! That\u2019s why many plans also include provisions for urgent care; however, you\u2019ll want to familiarize yourself with the details of your plan beforehand, to be certain that you have this coverage.<\/p>\n\n\n\n

It\u2019s fairly normal for plans to offer full (100%) coverage for things like routine checkups, cleanings, and X-rays, whereas basic procedures like fillings and root canals often receive partial coverage up to 80%. For major procedures like crowns, dentures, and bridges, most plans cover around 50% of the cost. All of this coverage also normally requires the plan\u2019s deductible to have been met.<\/p>\n\n\n\n

Factors That Impact the Cost of Emergency Dental Care<\/h2>\n\n\n\n

It\u2019s also wise to keep in mind that there is no \u201cset\u201d cost for emergency dental care; it\u2019s always going to depend on the nature of the injury. Here are a few of the primary factors that contribute to the cost of treating a dental emergency:<\/p>\n\n\n\n