{"id":28,"date":"2020-10-05T15:23:00","date_gmt":"2020-10-05T15:23:00","guid":{"rendered":"https:\/\/www.terryrakowsky.com\/blog\/?p=28"},"modified":"2026-03-24T04:17:59","modified_gmt":"2026-03-24T04:17:59","slug":"does-dental-insurance-cover-dental-implants","status":"publish","type":"post","link":"https:\/\/www.seanbrowndds.com\/blog\/2020\/10\/05\/does-dental-insurance-cover-dental-implants\/","title":{"rendered":"Does Dental Insurance Cover Dental Implants?"},"content":{"rendered":"\n

Countless dentists and patients alike extol dental implants<\/a> as the premier form of tooth replacement. They are beautiful, strong, reliable, and long-lasting. However, it must be acknowledged that this treatment costs more than non-implant alternatives. Patients often ask, \u201cDoes dental insurance cover dental implants?\u201d In this blog post, we\u2019ll discuss a few points that go over how your policy might apply to this life-changing procedure.<\/p>\n\n\n\n\n\n\n\n

Coverage Varies from Policy to Policy<\/h2>\n\n\n\n

First, it\u2019s important to understand that while different dental policies usually offer comparable coverage on treatments like cleanings, checkups, and fillings, their approach to dental implants varies widely. Some insurers might view implants as a \u201cmajor service,\u201d which typically means they will cover 40% – 50% of its total cost, up to the amount of the policy\u2019s annual maximum. Other insurance companies might label dental implants as a cosmetic procedure and provide no coverage for them.<\/p>\n\n\n\n

Coverage for Implant Restorations<\/h2>\n\n\n\n

The above information applies primarily to dental implants themselves as well as the surgery where they get placed in the jawbone. The restorations that go on top of dental implants often have different insurance considerations. Even if a policy does not cover dental implants, it might reduce your out of pocket costs for the crowns, bridge, or denture that will serve as your new prosthetic teeth.<\/p>\n\n\n\n

What About Preparatory Treatment?<\/h2>\n\n\n\n

Some patients need to undergo a bone graft, gum disease treatment, or extractions before they are candidates for dental implants. Often, dental insurance does <\/em>apply to these procedures. Simple (non-surgical extractions) are usually considered a basic service and might be covered at 70% or 80%, while gum disease treatment might be labeled as a major service.<\/p>\n\n\n\n

Tips for Affording Your Dental Implants<\/h2>\n\n\n\n

Regardless of how your dental insurance applies to dental implants, you can use these tips to help you afford your treatment:<\/p>\n\n\n\n